LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,387
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,083
−HK$707/mo
Today · 4.125%
HK$23,790
baseline
▲ 0.50% · 4.625%
HK$25,238
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,580/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,573
−HK$677/mo
Today · 4.125%
HK$26,250
baseline
▲ 0.50% · 4.625%
HK$27,634
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,500/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,864
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,700
−HK$849/mo
Today · 4.125%
HK$28,549
baseline
▲ 0.50% · 4.625%
HK$30,286
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,098/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,886
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,687
−HK$814/mo
Today · 4.125%
HK$31,501
baseline
▲ 0.50% · 4.625%
HK$33,161
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,002/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$991/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,333
+HK$2,026/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,867
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,802
−HK$949/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$1,937/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,296
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,549
−HK$1,274/mo
Today · 4.125%
HK$42,823
baseline
▲ 0.50% · 4.625%
HK$45,429
+HK$2,606/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,646/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,829
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,031
−HK$1,220/mo
Today · 4.125%
HK$47,251
baseline
▲ 0.50% · 4.625%
HK$49,741
+HK$2,490/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,502/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,760 · Scale 2, in force from 26 Feb 2026)