LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,390
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,087
−HK$708/mo
Today · 4.125%
HK$23,795
baseline
▲ 0.50% · 4.625%
HK$25,242
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,590/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,909
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,577
−HK$678/mo
Today · 4.125%
HK$26,255
baseline
▲ 0.50% · 4.625%
HK$27,639
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,510/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,869
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,704
−HK$849/mo
Today · 4.125%
HK$28,553
baseline
▲ 0.50% · 4.625%
HK$30,291
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,106/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,891
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,693
−HK$813/mo
Today · 4.125%
HK$31,506
baseline
▲ 0.50% · 4.625%
HK$33,167
+HK$1,661/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,012/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,347
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,322
−HK$990/mo
Today · 4.125%
HK$33,312
baseline
▲ 0.50% · 4.625%
HK$35,339
+HK$2,027/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$66,624/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,873
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,808
−HK$949/mo
Today · 4.125%
HK$36,757
baseline
▲ 0.50% · 4.625%
HK$38,694
+HK$1,937/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$73,514/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,303
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,274/mo
Today · 4.125%
HK$42,830
baseline
▲ 0.50% · 4.625%
HK$45,436
+HK$2,606/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,660/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,836
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,039
−HK$1,220/mo
Today · 4.125%
HK$47,259
baseline
▲ 0.50% · 4.625%
HK$49,750
+HK$2,491/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,518/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,927 · Scale 2, in force from 26 Feb 2026)