LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,392
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,088
−HK$708/mo
Today · 4.125%
HK$23,796
baseline
▲ 0.50% · 4.625%
HK$25,244
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,592/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,911
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,579
−HK$677/mo
Today · 4.125%
HK$26,256
baseline
▲ 0.50% · 4.625%
HK$27,640
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,512/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,870
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,706
−HK$849/mo
Today · 4.125%
HK$28,555
baseline
▲ 0.50% · 4.625%
HK$30,293
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,110/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,893
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,694
−HK$814/mo
Today · 4.125%
HK$31,508
baseline
▲ 0.50% · 4.625%
HK$33,169
+HK$1,661/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,016/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,348
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,324
−HK$990/mo
Today · 4.125%
HK$33,314
baseline
▲ 0.50% · 4.625%
HK$35,341
+HK$2,027/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$66,628/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,875
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,810
−HK$949/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,697
+HK$1,938/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,305
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,559
−HK$1,274/mo
Today · 4.125%
HK$42,833
baseline
▲ 0.50% · 4.625%
HK$45,439
+HK$2,606/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,666/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,839
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,042
−HK$1,220/mo
Today · 4.125%
HK$47,262
baseline
▲ 0.50% · 4.625%
HK$49,753
+HK$2,491/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,524/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,985 · Scale 2, in force from 26 Feb 2026)