LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,400
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,097
−HK$708/mo
Today · 4.125%
HK$23,805
baseline
▲ 0.50% · 4.625%
HK$25,253
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,610/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,920
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,588
−HK$678/mo
Today · 4.125%
HK$26,266
baseline
▲ 0.50% · 4.625%
HK$27,651
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,532/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,880
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,716
−HK$850/mo
Today · 4.125%
HK$28,566
baseline
▲ 0.50% · 4.625%
HK$30,304
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,132/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,904
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,706
−HK$813/mo
Today · 4.125%
HK$31,519
baseline
▲ 0.50% · 4.625%
HK$33,181
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,038/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,360
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,335
−HK$992/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,354
+HK$2,027/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,888
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$950/mo
Today · 4.125%
HK$36,773
baseline
▲ 0.50% · 4.625%
HK$38,711
+HK$1,938/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,546/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,320
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,574
−HK$1,274/mo
Today · 4.125%
HK$42,848
baseline
▲ 0.50% · 4.625%
HK$45,456
+HK$2,608/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,696/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,856
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,059
−HK$1,220/mo
Today · 4.125%
HK$47,279
baseline
▲ 0.50% · 4.625%
HK$49,771
+HK$2,492/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,558/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,346 · Scale 2, in force from 26 Feb 2026)