LTV · monthly repayment
▼ 0.50% · 3.625%
HK$224,004
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$230,971
−HK$7,080/mo
Today · 4.125%
HK$238,051
baseline
▲ 0.50% · 4.625%
HK$252,535
+HK$14,484/mo
Deposit HK$49.12M · loan HK$49.12M · min. income ≈ HK$476,102/mo (50% DSR)
Upfront cash ≈ HK$53.29M (deposit + AVD stamp duty HK$4,175,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,202
−HK$13,463/mo
▼ 0.25% · 3.875%
HK$255,885
−HK$6,780/mo
Today · 4.125%
HK$262,665
baseline
▲ 0.50% · 4.625%
HK$276,511
+HK$13,846/mo
Deposit HK$49.12M · loan HK$49.12M · min. income ≈ HK$525,330/mo (50% DSR)
Upfront cash ≈ HK$53.29M (deposit + AVD stamp duty HK$4,175,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,804
−HK$16,857/mo
▼ 0.25% · 3.875%
HK$277,166
−HK$8,495/mo
Today · 4.125%
HK$285,661
baseline
▲ 0.50% · 4.625%
HK$303,043
+HK$17,382/mo
Deposit HK$39.29M · loan HK$58.94M · min. income ≈ HK$571,322/mo (50% DSR)
Upfront cash ≈ HK$43.47M (deposit + AVD stamp duty HK$4,175,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,042
−HK$16,156/mo
▼ 0.25% · 3.875%
HK$307,062
−HK$8,136/mo
Today · 4.125%
HK$315,198
baseline
▲ 0.50% · 4.625%
HK$331,813
+HK$16,615/mo
Deposit HK$39.29M · loan HK$58.94M · min. income ≈ HK$630,396/mo (50% DSR)
Upfront cash ≈ HK$43.47M (deposit + AVD stamp duty HK$4,175,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,605
−HK$19,666/mo
▼ 0.25% · 3.875%
HK$323,360
−HK$9,911/mo
Today · 4.125%
HK$333,271
baseline
▲ 0.50% · 4.625%
HK$353,550
+HK$20,279/mo
Deposit HK$29.47M · loan HK$68.77M · min. income ≈ HK$666,542/mo (50% DSR)
Upfront cash ≈ HK$33.65M (deposit + AVD stamp duty HK$4,175,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,883
−HK$18,849/mo
▼ 0.25% · 3.875%
HK$358,239
−HK$9,493/mo
Today · 4.125%
HK$367,732
baseline
▲ 0.50% · 4.625%
HK$387,115
+HK$19,383/mo
Deposit HK$29.47M · loan HK$68.77M · min. income ≈ HK$735,464/mo (50% DSR)
Upfront cash ≈ HK$33.65M (deposit + AVD stamp duty HK$4,175,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$403,207
−HK$25,284/mo
▼ 0.25% · 3.875%
HK$415,749
−HK$12,742/mo
Today · 4.125%
HK$428,491
baseline
▲ 0.50% · 4.625%
HK$454,564
+HK$26,073/mo
Deposit HK$9.82M · loan HK$88.41M · min. income ≈ HK$856,982/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$4,175,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,563
−HK$24,235/mo
▼ 0.25% · 3.875%
HK$460,593
−HK$12,205/mo
Today · 4.125%
HK$472,798
baseline
▲ 0.50% · 4.625%
HK$497,720
+HK$24,922/mo
Deposit HK$9.82M · loan HK$88.41M · min. income ≈ HK$945,596/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$4,175,037 · Scale 2, in force from 26 Feb 2026)