LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,403
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,100
−HK$708/mo
Today · 4.125%
HK$23,808
baseline
▲ 0.50% · 4.625%
HK$25,257
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,616/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,924
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,592
−HK$678/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,655
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,884
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,720
−HK$850/mo
Today · 4.125%
HK$28,570
baseline
▲ 0.50% · 4.625%
HK$30,308
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,140/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,908
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,710
−HK$814/mo
Today · 4.125%
HK$31,524
baseline
▲ 0.50% · 4.625%
HK$33,186
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,048/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,365
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,340
−HK$992/mo
Today · 4.125%
HK$33,332
baseline
▲ 0.50% · 4.625%
HK$35,360
+HK$2,028/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,664/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,893
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,829
−HK$949/mo
Today · 4.125%
HK$36,778
baseline
▲ 0.50% · 4.625%
HK$38,717
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,556/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,326
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,581
−HK$1,274/mo
Today · 4.125%
HK$42,855
baseline
▲ 0.50% · 4.625%
HK$45,463
+HK$2,608/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,710/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,862
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,066
−HK$1,220/mo
Today · 4.125%
HK$47,286
baseline
▲ 0.50% · 4.625%
HK$49,779
+HK$2,493/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,572/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,496 · Scale 2, in force from 26 Feb 2026)