LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,407
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,104
−HK$709/mo
Today · 4.125%
HK$23,813
baseline
▲ 0.50% · 4.625%
HK$25,262
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,626/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,597
−HK$678/mo
Today · 4.125%
HK$26,275
baseline
▲ 0.50% · 4.625%
HK$27,660
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,550/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,889
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,725
−HK$850/mo
Today · 4.125%
HK$28,575
baseline
▲ 0.50% · 4.625%
HK$30,314
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,150/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,914
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,716
−HK$814/mo
Today · 4.125%
HK$31,530
baseline
▲ 0.50% · 4.625%
HK$33,192
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,060/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,370
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,346
−HK$992/mo
Today · 4.125%
HK$33,338
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$2,028/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,676/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,899
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,835
−HK$950/mo
Today · 4.125%
HK$36,785
baseline
▲ 0.50% · 4.625%
HK$38,724
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,570/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,333
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,588
−HK$1,275/mo
Today · 4.125%
HK$42,863
baseline
▲ 0.50% · 4.625%
HK$45,471
+HK$2,608/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$85,726/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,871
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,074
−HK$1,221/mo
Today · 4.125%
HK$47,295
baseline
▲ 0.50% · 4.625%
HK$49,788
+HK$2,493/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$94,590/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,674 · Scale 2, in force from 26 Feb 2026)