LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,409
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,106
−HK$708/mo
Today · 4.125%
HK$23,814
baseline
▲ 0.50% · 4.625%
HK$25,263
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,628/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,930
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,598
−HK$679/mo
Today · 4.125%
HK$26,277
baseline
▲ 0.50% · 4.625%
HK$27,662
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,554/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,891
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,727
−HK$850/mo
Today · 4.125%
HK$28,577
baseline
▲ 0.50% · 4.625%
HK$30,316
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,154/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,916
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$814/mo
Today · 4.125%
HK$31,532
baseline
▲ 0.50% · 4.625%
HK$33,194
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,064/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,373
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,349
−HK$991/mo
Today · 4.125%
HK$33,340
baseline
▲ 0.50% · 4.625%
HK$35,369
+HK$2,029/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,680/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,902
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,838
−HK$949/mo
Today · 4.125%
HK$36,787
baseline
▲ 0.50% · 4.625%
HK$38,727
+HK$1,940/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,574/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,336
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,591
−HK$1,275/mo
Today · 4.125%
HK$42,866
baseline
▲ 0.50% · 4.625%
HK$45,474
+HK$2,608/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$85,732/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,874
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,077
−HK$1,221/mo
Today · 4.125%
HK$47,298
baseline
▲ 0.50% · 4.625%
HK$49,791
+HK$2,493/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$94,596/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,743 · Scale 2, in force from 26 Feb 2026)