LTV · monthly repayment
▼ 0.50% · 3.625%
HK$224,095
−HK$14,053/mo
▼ 0.25% · 3.875%
HK$231,066
−HK$7,082/mo
Today · 4.125%
HK$238,148
baseline
▲ 0.50% · 4.625%
HK$252,639
+HK$14,491/mo
Deposit HK$49.14M · loan HK$49.14M · min. income ≈ HK$476,296/mo (50% DSR)
Upfront cash ≈ HK$53.31M (deposit + AVD stamp duty HK$4,176,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,304
−HK$13,469/mo
▼ 0.25% · 3.875%
HK$255,990
−HK$6,783/mo
Today · 4.125%
HK$262,773
baseline
▲ 0.50% · 4.625%
HK$276,624
+HK$13,851/mo
Deposit HK$49.14M · loan HK$49.14M · min. income ≈ HK$525,546/mo (50% DSR)
Upfront cash ≈ HK$53.31M (deposit + AVD stamp duty HK$4,176,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,915
−HK$16,863/mo
▼ 0.25% · 3.875%
HK$277,279
−HK$8,499/mo
Today · 4.125%
HK$285,778
baseline
▲ 0.50% · 4.625%
HK$303,167
+HK$17,389/mo
Deposit HK$39.31M · loan HK$58.97M · min. income ≈ HK$571,556/mo (50% DSR)
Upfront cash ≈ HK$43.49M (deposit + AVD stamp duty HK$4,176,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,165
−HK$16,163/mo
▼ 0.25% · 3.875%
HK$307,188
−HK$8,140/mo
Today · 4.125%
HK$315,328
baseline
▲ 0.50% · 4.625%
HK$331,949
+HK$16,621/mo
Deposit HK$39.31M · loan HK$58.97M · min. income ≈ HK$630,656/mo (50% DSR)
Upfront cash ≈ HK$43.49M (deposit + AVD stamp duty HK$4,176,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,734
−HK$19,673/mo
▼ 0.25% · 3.875%
HK$323,493
−HK$9,914/mo
Today · 4.125%
HK$333,407
baseline
▲ 0.50% · 4.625%
HK$353,695
+HK$20,288/mo
Deposit HK$29.48M · loan HK$68.79M · min. income ≈ HK$666,814/mo (50% DSR)
Upfront cash ≈ HK$33.66M (deposit + AVD stamp duty HK$4,176,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,026
−HK$18,856/mo
▼ 0.25% · 3.875%
HK$358,386
−HK$9,496/mo
Today · 4.125%
HK$367,882
baseline
▲ 0.50% · 4.625%
HK$387,274
+HK$19,392/mo
Deposit HK$29.48M · loan HK$68.79M · min. income ≈ HK$735,764/mo (50% DSR)
Upfront cash ≈ HK$33.66M (deposit + AVD stamp duty HK$4,176,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$403,372
−HK$25,295/mo
▼ 0.25% · 3.875%
HK$415,919
−HK$12,748/mo
Today · 4.125%
HK$428,667
baseline
▲ 0.50% · 4.625%
HK$454,750
+HK$26,083/mo
Deposit HK$9.83M · loan HK$88.45M · min. income ≈ HK$857,334/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$4,176,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,747
−HK$24,244/mo
▼ 0.25% · 3.875%
HK$460,782
−HK$12,209/mo
Today · 4.125%
HK$472,991
baseline
▲ 0.50% · 4.625%
HK$497,924
+HK$24,933/mo
Deposit HK$9.83M · loan HK$88.45M · min. income ≈ HK$945,982/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$4,176,748 · Scale 2, in force from 26 Feb 2026)