LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,413
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,110
−HK$709/mo
Today · 4.125%
HK$23,819
baseline
▲ 0.50% · 4.625%
HK$25,268
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,638/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,603
−HK$678/mo
Today · 4.125%
HK$26,281
baseline
▲ 0.50% · 4.625%
HK$27,667
+HK$1,386/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,562/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,896
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,732
−HK$850/mo
Today · 4.125%
HK$28,582
baseline
▲ 0.50% · 4.625%
HK$30,321
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,164/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,921
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,724
−HK$814/mo
Today · 4.125%
HK$31,538
baseline
▲ 0.50% · 4.625%
HK$33,200
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,076/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,378
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,354
−HK$992/mo
Today · 4.125%
HK$33,346
baseline
▲ 0.50% · 4.625%
HK$35,375
+HK$2,029/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,692/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,908
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,844
−HK$950/mo
Today · 4.125%
HK$36,794
baseline
▲ 0.50% · 4.625%
HK$38,733
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,588/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,343
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,598
−HK$1,275/mo
Today · 4.125%
HK$42,873
baseline
▲ 0.50% · 4.625%
HK$45,482
+HK$2,609/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,746/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,882
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,085
−HK$1,221/mo
Today · 4.125%
HK$47,306
baseline
▲ 0.50% · 4.625%
HK$49,800
+HK$2,494/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,612/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,917 · Scale 2, in force from 26 Feb 2026)