LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,416
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,113
−HK$709/mo
Today · 4.125%
HK$23,822
baseline
▲ 0.50% · 4.625%
HK$25,271
+HK$1,449/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,644/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,938
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,606
−HK$679/mo
Today · 4.125%
HK$26,285
baseline
▲ 0.50% · 4.625%
HK$27,670
+HK$1,385/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,570/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,899
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,736
−HK$850/mo
Today · 4.125%
HK$28,586
baseline
▲ 0.50% · 4.625%
HK$30,325
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,172/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,925
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,728
−HK$814/mo
Today · 4.125%
HK$31,542
baseline
▲ 0.50% · 4.625%
HK$33,204
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,084/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,382
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,358
−HK$992/mo
Today · 4.125%
HK$33,350
baseline
▲ 0.50% · 4.625%
HK$35,380
+HK$2,030/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,700/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,913
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,849
−HK$950/mo
Today · 4.125%
HK$36,799
baseline
▲ 0.50% · 4.625%
HK$38,738
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,598/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,349
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,604
−HK$1,275/mo
Today · 4.125%
HK$42,879
baseline
▲ 0.50% · 4.625%
HK$45,488
+HK$2,609/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,758/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,888
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,091
−HK$1,222/mo
Today · 4.125%
HK$47,313
baseline
▲ 0.50% · 4.625%
HK$49,807
+HK$2,494/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,626/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,045 · Scale 2, in force from 26 Feb 2026)