LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,417
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,114
−HK$709/mo
Today · 4.125%
HK$23,823
baseline
▲ 0.50% · 4.625%
HK$25,272
+HK$1,449/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,646/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,939
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,608
−HK$678/mo
Today · 4.125%
HK$26,286
baseline
▲ 0.50% · 4.625%
HK$27,672
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,572/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,901
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,737
−HK$850/mo
Today · 4.125%
HK$28,587
baseline
▲ 0.50% · 4.625%
HK$30,327
+HK$1,740/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,174/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,927
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,729
−HK$814/mo
Today · 4.125%
HK$31,543
baseline
▲ 0.50% · 4.625%
HK$33,206
+HK$1,663/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,086/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,384
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,360
−HK$992/mo
Today · 4.125%
HK$33,352
baseline
▲ 0.50% · 4.625%
HK$35,381
+HK$2,029/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,704/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,914
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,851
−HK$950/mo
Today · 4.125%
HK$36,801
baseline
▲ 0.50% · 4.625%
HK$38,741
+HK$1,940/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,602/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,351
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,606
−HK$1,275/mo
Today · 4.125%
HK$42,881
baseline
▲ 0.50% · 4.625%
HK$45,490
+HK$2,609/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,762/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,890
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,094
−HK$1,221/mo
Today · 4.125%
HK$47,315
baseline
▲ 0.50% · 4.625%
HK$49,809
+HK$2,494/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,630/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,098 · Scale 2, in force from 26 Feb 2026)