LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,425
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,123
−HK$709/mo
Today · 4.125%
HK$23,832
baseline
▲ 0.50% · 4.625%
HK$25,282
+HK$1,450/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,664/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,948
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,617
−HK$679/mo
Today · 4.125%
HK$26,296
baseline
▲ 0.50% · 4.625%
HK$27,682
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,592/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,910
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,747
−HK$851/mo
Today · 4.125%
HK$28,598
baseline
▲ 0.50% · 4.625%
HK$30,338
+HK$1,740/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,196/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,937
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$815/mo
Today · 4.125%
HK$31,555
baseline
▲ 0.50% · 4.625%
HK$33,218
+HK$1,663/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,110/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,395
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,372
−HK$992/mo
Today · 4.125%
HK$33,364
baseline
▲ 0.50% · 4.625%
HK$35,394
+HK$2,030/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,728/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,927
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,864
−HK$950/mo
Today · 4.125%
HK$36,814
baseline
▲ 0.50% · 4.625%
HK$38,755
+HK$1,941/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,628/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,366
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,621
−HK$1,276/mo
Today · 4.125%
HK$42,897
baseline
▲ 0.50% · 4.625%
HK$45,507
+HK$2,610/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,794/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,906
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,111
−HK$1,221/mo
Today · 4.125%
HK$47,332
baseline
▲ 0.50% · 4.625%
HK$49,827
+HK$2,495/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,664/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,455 · Scale 2, in force from 26 Feb 2026)