LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,430
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,127
−HK$709/mo
Today · 4.125%
HK$23,836
baseline
▲ 0.50% · 4.625%
HK$25,287
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,672/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,953
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,622
−HK$679/mo
Today · 4.125%
HK$26,301
baseline
▲ 0.50% · 4.625%
HK$27,687
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,602/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,916
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,753
−HK$850/mo
Today · 4.125%
HK$28,603
baseline
▲ 0.50% · 4.625%
HK$30,344
+HK$1,741/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,206/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,943
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,746
−HK$815/mo
Today · 4.125%
HK$31,561
baseline
▲ 0.50% · 4.625%
HK$33,225
+HK$1,664/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,122/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,401
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,378
−HK$993/mo
Today · 4.125%
HK$33,371
baseline
▲ 0.50% · 4.625%
HK$35,401
+HK$2,030/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,742/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,934
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,871
−HK$950/mo
Today · 4.125%
HK$36,821
baseline
▲ 0.50% · 4.625%
HK$38,762
+HK$1,941/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,642/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,373
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,629
−HK$1,276/mo
Today · 4.125%
HK$42,905
baseline
▲ 0.50% · 4.625%
HK$45,516
+HK$2,611/mo
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$85,810/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,915
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,119
−HK$1,223/mo
Today · 4.125%
HK$47,342
baseline
▲ 0.50% · 4.625%
HK$49,837
+HK$2,495/mo
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$94,684/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,645 · Scale 2, in force from 26 Feb 2026)