LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,437
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,134
−HK$709/mo
Today · 4.125%
HK$23,843
baseline
▲ 0.50% · 4.625%
HK$25,294
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,686/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,960
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,630
−HK$679/mo
Today · 4.125%
HK$26,309
baseline
▲ 0.50% · 4.625%
HK$27,696
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,618/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,924
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,761
−HK$851/mo
Today · 4.125%
HK$28,612
baseline
▲ 0.50% · 4.625%
HK$30,353
+HK$1,741/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$57,224/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,952
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,756
−HK$815/mo
Today · 4.125%
HK$31,571
baseline
▲ 0.50% · 4.625%
HK$33,235
+HK$1,664/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$63,142/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,411
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,388
−HK$993/mo
Today · 4.125%
HK$33,381
baseline
▲ 0.50% · 4.625%
HK$35,412
+HK$2,031/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,762/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$353,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,945
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,882
−HK$950/mo
Today · 4.125%
HK$36,832
baseline
▲ 0.50% · 4.625%
HK$38,774
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,664/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$353,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,386
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,642
−HK$1,276/mo
Today · 4.125%
HK$42,918
baseline
▲ 0.50% · 4.625%
HK$45,530
+HK$2,612/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,836/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,929
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,134
−HK$1,222/mo
Today · 4.125%
HK$47,356
baseline
▲ 0.50% · 4.625%
HK$49,852
+HK$2,496/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,712/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,947 · Scale 2, in force from 26 Feb 2026)