LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,441
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,139
−HK$709/mo
Today · 4.125%
HK$23,848
baseline
▲ 0.50% · 4.625%
HK$25,299
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,696/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$354,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,965
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,635
−HK$679/mo
Today · 4.125%
HK$26,314
baseline
▲ 0.50% · 4.625%
HK$27,701
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,628/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$354,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,929
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,767
−HK$851/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,359
+HK$1,741/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,958
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,762
−HK$815/mo
Today · 4.125%
HK$31,577
baseline
▲ 0.50% · 4.625%
HK$33,241
+HK$1,664/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$63,154/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,417
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,394
−HK$993/mo
Today · 4.125%
HK$33,387
baseline
▲ 0.50% · 4.625%
HK$35,419
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,774/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,951
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,889
−HK$951/mo
Today · 4.125%
HK$36,840
baseline
▲ 0.50% · 4.625%
HK$38,782
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,680/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,394
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,650
−HK$1,277/mo
Today · 4.125%
HK$42,927
baseline
▲ 0.50% · 4.625%
HK$45,539
+HK$2,612/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,854/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,937
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,143
−HK$1,222/mo
Today · 4.125%
HK$47,365
baseline
▲ 0.50% · 4.625%
HK$49,862
+HK$2,497/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,730/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,138 · Scale 2, in force from 26 Feb 2026)