LTV · monthly repayment
▼ 0.50% · 3.625%
HK$224,426
−HK$14,073/mo
▼ 0.25% · 3.875%
HK$231,406
−HK$7,093/mo
Today · 4.125%
HK$238,499
baseline
▲ 0.50% · 4.625%
HK$253,011
+HK$14,512/mo
Deposit HK$49.21M · loan HK$49.21M · min. income ≈ HK$476,998/mo (50% DSR)
Upfront cash ≈ HK$53.39M (deposit + AVD stamp duty HK$4,182,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,671
−HK$13,489/mo
▼ 0.25% · 3.875%
HK$256,367
−HK$6,793/mo
Today · 4.125%
HK$263,160
baseline
▲ 0.50% · 4.625%
HK$277,032
+HK$13,872/mo
Deposit HK$49.21M · loan HK$49.21M · min. income ≈ HK$526,320/mo (50% DSR)
Upfront cash ≈ HK$53.39M (deposit + AVD stamp duty HK$4,182,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,311
−HK$16,888/mo
▼ 0.25% · 3.875%
HK$277,688
−HK$8,511/mo
Today · 4.125%
HK$286,199
baseline
▲ 0.50% · 4.625%
HK$303,613
+HK$17,414/mo
Deposit HK$39.37M · loan HK$59.05M · min. income ≈ HK$572,398/mo (50% DSR)
Upfront cash ≈ HK$43.55M (deposit + AVD stamp duty HK$4,182,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,605
−HK$16,187/mo
▼ 0.25% · 3.875%
HK$307,641
−HK$8,151/mo
Today · 4.125%
HK$315,792
baseline
▲ 0.50% · 4.625%
HK$332,438
+HK$16,646/mo
Deposit HK$39.37M · loan HK$59.05M · min. income ≈ HK$631,584/mo (50% DSR)
Upfront cash ≈ HK$43.55M (deposit + AVD stamp duty HK$4,182,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,196
−HK$19,703/mo
▼ 0.25% · 3.875%
HK$323,969
−HK$9,930/mo
Today · 4.125%
HK$333,899
baseline
▲ 0.50% · 4.625%
HK$354,216
+HK$20,317/mo
Deposit HK$29.53M · loan HK$68.89M · min. income ≈ HK$667,798/mo (50% DSR)
Upfront cash ≈ HK$33.71M (deposit + AVD stamp duty HK$4,182,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,540
−HK$18,884/mo
▼ 0.25% · 3.875%
HK$358,914
−HK$9,510/mo
Today · 4.125%
HK$368,424
baseline
▲ 0.50% · 4.625%
HK$387,844
+HK$19,420/mo
Deposit HK$29.53M · loan HK$68.89M · min. income ≈ HK$736,848/mo (50% DSR)
Upfront cash ≈ HK$33.71M (deposit + AVD stamp duty HK$4,182,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$403,966
−HK$25,332/mo
▼ 0.25% · 3.875%
HK$416,532
−HK$12,766/mo
Today · 4.125%
HK$429,298
baseline
▲ 0.50% · 4.625%
HK$455,420
+HK$26,122/mo
Deposit HK$9.84M · loan HK$88.58M · min. income ≈ HK$858,596/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$4,182,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,408
−HK$24,280/mo
▼ 0.25% · 3.875%
HK$461,461
−HK$12,227/mo
Today · 4.125%
HK$473,688
baseline
▲ 0.50% · 4.625%
HK$498,657
+HK$24,969/mo
Deposit HK$9.84M · loan HK$88.58M · min. income ≈ HK$947,376/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$4,182,900 · Scale 2, in force from 26 Feb 2026)