LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,446
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,144
−HK$709/mo
Today · 4.125%
HK$23,853
baseline
▲ 0.50% · 4.625%
HK$25,305
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,706/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,640
−HK$680/mo
Today · 4.125%
HK$26,320
baseline
▲ 0.50% · 4.625%
HK$27,707
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,640/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,935
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,773
−HK$851/mo
Today · 4.125%
HK$28,624
baseline
▲ 0.50% · 4.625%
HK$30,366
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,248/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,965
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,768
−HK$816/mo
Today · 4.125%
HK$31,584
baseline
▲ 0.50% · 4.625%
HK$33,249
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,168/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,424
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,402
−HK$993/mo
Today · 4.125%
HK$33,395
baseline
▲ 0.50% · 4.625%
HK$35,427
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,790/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,959
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,897
−HK$951/mo
Today · 4.125%
HK$36,848
baseline
▲ 0.50% · 4.625%
HK$38,790
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,696/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,402
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,659
−HK$1,277/mo
Today · 4.125%
HK$42,936
baseline
▲ 0.50% · 4.625%
HK$45,549
+HK$2,613/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,872/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,947
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,153
−HK$1,223/mo
Today · 4.125%
HK$47,376
baseline
▲ 0.50% · 4.625%
HK$49,873
+HK$2,497/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,752/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,353 · Scale 2, in force from 26 Feb 2026)