LTV · monthly repayment
▼ 0.50% · 3.625%
HK$224,467
−HK$14,076/mo
▼ 0.25% · 3.875%
HK$231,449
−HK$7,094/mo
Today · 4.125%
HK$238,543
baseline
▲ 0.50% · 4.625%
HK$253,058
+HK$14,515/mo
Deposit HK$49.22M · loan HK$49.22M · min. income ≈ HK$477,086/mo (50% DSR)
Upfront cash ≈ HK$53.40M (deposit + AVD stamp duty HK$4,183,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,717
−HK$13,492/mo
▼ 0.25% · 3.875%
HK$256,414
−HK$6,795/mo
Today · 4.125%
HK$263,209
baseline
▲ 0.50% · 4.625%
HK$277,083
+HK$13,874/mo
Deposit HK$49.22M · loan HK$49.22M · min. income ≈ HK$526,418/mo (50% DSR)
Upfront cash ≈ HK$53.40M (deposit + AVD stamp duty HK$4,183,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,360
−HK$16,892/mo
▼ 0.25% · 3.875%
HK$277,739
−HK$8,513/mo
Today · 4.125%
HK$286,252
baseline
▲ 0.50% · 4.625%
HK$303,669
+HK$17,417/mo
Deposit HK$39.38M · loan HK$59.06M · min. income ≈ HK$572,504/mo (50% DSR)
Upfront cash ≈ HK$43.56M (deposit + AVD stamp duty HK$4,183,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,661
−HK$16,189/mo
▼ 0.25% · 3.875%
HK$307,697
−HK$8,153/mo
Today · 4.125%
HK$315,850
baseline
▲ 0.50% · 4.625%
HK$332,499
+HK$16,649/mo
Deposit HK$39.38M · loan HK$59.06M · min. income ≈ HK$631,700/mo (50% DSR)
Upfront cash ≈ HK$43.56M (deposit + AVD stamp duty HK$4,183,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,254
−HK$19,706/mo
▼ 0.25% · 3.875%
HK$324,029
−HK$9,931/mo
Today · 4.125%
HK$333,960
baseline
▲ 0.50% · 4.625%
HK$354,281
+HK$20,321/mo
Deposit HK$29.53M · loan HK$68.91M · min. income ≈ HK$667,920/mo (50% DSR)
Upfront cash ≈ HK$33.72M (deposit + AVD stamp duty HK$4,183,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,604
−HK$18,888/mo
▼ 0.25% · 3.875%
HK$358,980
−HK$9,512/mo
Today · 4.125%
HK$368,492
baseline
▲ 0.50% · 4.625%
HK$387,916
+HK$19,424/mo
Deposit HK$29.53M · loan HK$68.91M · min. income ≈ HK$736,984/mo (50% DSR)
Upfront cash ≈ HK$33.72M (deposit + AVD stamp duty HK$4,183,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,040
−HK$25,337/mo
▼ 0.25% · 3.875%
HK$416,608
−HK$12,769/mo
Today · 4.125%
HK$429,377
baseline
▲ 0.50% · 4.625%
HK$455,504
+HK$26,127/mo
Deposit HK$9.84M · loan HK$88.60M · min. income ≈ HK$858,754/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$4,183,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,491
−HK$24,285/mo
▼ 0.25% · 3.875%
HK$461,546
−HK$12,230/mo
Today · 4.125%
HK$473,776
baseline
▲ 0.50% · 4.625%
HK$498,749
+HK$24,973/mo
Deposit HK$9.84M · loan HK$88.60M · min. income ≈ HK$947,552/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$4,183,672 · Scale 2, in force from 26 Feb 2026)