LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,449
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,147
−HK$710/mo
Today · 4.125%
HK$23,857
baseline
▲ 0.50% · 4.625%
HK$25,308
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,714/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,974
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,644
−HK$679/mo
Today · 4.125%
HK$26,323
baseline
▲ 0.50% · 4.625%
HK$27,711
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,646/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,939
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,776
−HK$852/mo
Today · 4.125%
HK$28,628
baseline
▲ 0.50% · 4.625%
HK$30,370
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,256/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,969
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,773
−HK$815/mo
Today · 4.125%
HK$31,588
baseline
▲ 0.50% · 4.625%
HK$33,253
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,176/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,428
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,406
−HK$993/mo
Today · 4.125%
HK$33,399
baseline
▲ 0.50% · 4.625%
HK$35,431
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,798/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,964
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,901
−HK$952/mo
Today · 4.125%
HK$36,853
baseline
▲ 0.50% · 4.625%
HK$38,795
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,706/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,408
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,665
−HK$1,277/mo
Today · 4.125%
HK$42,942
baseline
▲ 0.50% · 4.625%
HK$45,555
+HK$2,613/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,884/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,953
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,159
−HK$1,223/mo
Today · 4.125%
HK$47,382
baseline
▲ 0.50% · 4.625%
HK$49,880
+HK$2,498/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,764/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,486 · Scale 2, in force from 26 Feb 2026)