LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,455
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,154
−HK$710/mo
Today · 4.125%
HK$23,864
baseline
▲ 0.50% · 4.625%
HK$25,316
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,728/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$680/mo
Today · 4.125%
HK$26,331
baseline
▲ 0.50% · 4.625%
HK$27,719
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,662/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,947
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,785
−HK$851/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,379
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,978
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,782
−HK$815/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,438
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$994/mo
Today · 4.125%
HK$33,409
baseline
▲ 0.50% · 4.625%
HK$35,442
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,818/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,974
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,912
−HK$952/mo
Today · 4.125%
HK$36,864
baseline
▲ 0.50% · 4.625%
HK$38,807
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,728/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,420
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,677
−HK$1,277/mo
Today · 4.125%
HK$42,954
baseline
▲ 0.50% · 4.625%
HK$45,568
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,908/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,967
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,173
−HK$1,223/mo
Today · 4.125%
HK$47,396
baseline
▲ 0.50% · 4.625%
HK$49,894
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,792/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,777 · Scale 2, in force from 26 Feb 2026)