LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,457
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,155
−HK$710/mo
Today · 4.125%
HK$23,865
baseline
▲ 0.50% · 4.625%
HK$25,317
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,730/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,983
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,653
−HK$680/mo
Today · 4.125%
HK$26,333
baseline
▲ 0.50% · 4.625%
HK$27,721
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,666/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,948
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,787
−HK$851/mo
Today · 4.125%
HK$28,638
baseline
▲ 0.50% · 4.625%
HK$30,381
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,276/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,980
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,784
−HK$815/mo
Today · 4.125%
HK$31,599
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,198/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,440
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,418
−HK$993/mo
Today · 4.125%
HK$33,411
baseline
▲ 0.50% · 4.625%
HK$35,444
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,822/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,976
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,914
−HK$952/mo
Today · 4.125%
HK$36,866
baseline
▲ 0.50% · 4.625%
HK$38,809
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,732/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,680
−HK$1,277/mo
Today · 4.125%
HK$42,957
baseline
▲ 0.50% · 4.625%
HK$45,571
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,914/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,970
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,176
−HK$1,223/mo
Today · 4.125%
HK$47,399
baseline
▲ 0.50% · 4.625%
HK$49,898
+HK$2,499/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,798/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,842 · Scale 2, in force from 26 Feb 2026)