LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,460
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,158
−HK$710/mo
Today · 4.125%
HK$23,868
baseline
▲ 0.50% · 4.625%
HK$25,320
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,736/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,986
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,656
−HK$680/mo
Today · 4.125%
HK$26,336
baseline
▲ 0.50% · 4.625%
HK$27,724
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,672/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,952
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,790
−HK$852/mo
Today · 4.125%
HK$28,642
baseline
▲ 0.50% · 4.625%
HK$30,385
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,284/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,984
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,788
−HK$815/mo
Today · 4.125%
HK$31,603
baseline
▲ 0.50% · 4.625%
HK$33,269
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,206/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,444
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,422
−HK$993/mo
Today · 4.125%
HK$33,415
baseline
▲ 0.50% · 4.625%
HK$35,449
+HK$2,034/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,830/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,981
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,919
−HK$952/mo
Today · 4.125%
HK$36,871
baseline
▲ 0.50% · 4.625%
HK$38,814
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,742/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,428
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,685
−HK$1,278/mo
Today · 4.125%
HK$42,963
baseline
▲ 0.50% · 4.625%
HK$45,577
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,926/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,975
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,181
−HK$1,224/mo
Today · 4.125%
HK$47,405
baseline
▲ 0.50% · 4.625%
HK$49,904
+HK$2,499/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,810/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,967 · Scale 2, in force from 26 Feb 2026)