LTV · monthly repayment
▼ 0.50% · 3.625%
HK$224,717
−HK$14,092/mo
▼ 0.25% · 3.875%
HK$231,707
−HK$7,102/mo
Today · 4.125%
HK$238,809
baseline
▲ 0.50% · 4.625%
HK$253,340
+HK$14,531/mo
Deposit HK$49.27M · loan HK$49.27M · min. income ≈ HK$477,618/mo (50% DSR)
Upfront cash ≈ HK$53.46M (deposit + AVD stamp duty HK$4,188,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,996
−HK$13,506/mo
▼ 0.25% · 3.875%
HK$256,700
−HK$6,802/mo
Today · 4.125%
HK$263,502
baseline
▲ 0.50% · 4.625%
HK$277,392
+HK$13,890/mo
Deposit HK$49.27M · loan HK$49.27M · min. income ≈ HK$527,004/mo (50% DSR)
Upfront cash ≈ HK$53.46M (deposit + AVD stamp duty HK$4,188,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,661
−HK$16,910/mo
▼ 0.25% · 3.875%
HK$278,049
−HK$8,522/mo
Today · 4.125%
HK$286,571
baseline
▲ 0.50% · 4.625%
HK$304,008
+HK$17,437/mo
Deposit HK$39.42M · loan HK$59.13M · min. income ≈ HK$573,142/mo (50% DSR)
Upfront cash ≈ HK$43.61M (deposit + AVD stamp duty HK$4,188,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,995
−HK$16,208/mo
▼ 0.25% · 3.875%
HK$308,040
−HK$8,163/mo
Today · 4.125%
HK$316,203
baseline
▲ 0.50% · 4.625%
HK$332,870
+HK$16,667/mo
Deposit HK$39.42M · loan HK$59.13M · min. income ≈ HK$632,406/mo (50% DSR)
Upfront cash ≈ HK$43.61M (deposit + AVD stamp duty HK$4,188,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,604
−HK$19,729/mo
▼ 0.25% · 3.875%
HK$324,390
−HK$9,943/mo
Today · 4.125%
HK$334,333
baseline
▲ 0.50% · 4.625%
HK$354,676
+HK$20,343/mo
Deposit HK$29.56M · loan HK$68.98M · min. income ≈ HK$668,666/mo (50% DSR)
Upfront cash ≈ HK$33.75M (deposit + AVD stamp duty HK$4,188,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,994
−HK$18,909/mo
▼ 0.25% · 3.875%
HK$359,381
−HK$9,522/mo
Today · 4.125%
HK$368,903
baseline
▲ 0.50% · 4.625%
HK$388,348
+HK$19,445/mo
Deposit HK$29.56M · loan HK$68.98M · min. income ≈ HK$737,806/mo (50% DSR)
Upfront cash ≈ HK$33.75M (deposit + AVD stamp duty HK$4,188,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,491
−HK$25,365/mo
▼ 0.25% · 3.875%
HK$417,073
−HK$12,783/mo
Today · 4.125%
HK$429,856
baseline
▲ 0.50% · 4.625%
HK$456,012
+HK$26,156/mo
Deposit HK$9.85M · loan HK$88.69M · min. income ≈ HK$859,712/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$4,188,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,992
−HK$24,312/mo
▼ 0.25% · 3.875%
HK$462,061
−HK$12,243/mo
Today · 4.125%
HK$474,304
baseline
▲ 0.50% · 4.625%
HK$499,305
+HK$25,001/mo
Deposit HK$9.85M · loan HK$88.69M · min. income ≈ HK$948,608/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$4,188,337 · Scale 2, in force from 26 Feb 2026)