LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,473
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,172
−HK$710/mo
Today · 4.125%
HK$23,882
baseline
▲ 0.50% · 4.625%
HK$25,335
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,764/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,001
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,671
−HK$681/mo
Today · 4.125%
HK$26,352
baseline
▲ 0.50% · 4.625%
HK$27,741
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,704/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,967
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,806
−HK$853/mo
Today · 4.125%
HK$28,659
baseline
▲ 0.50% · 4.625%
HK$30,402
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,318/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,001
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,806
−HK$816/mo
Today · 4.125%
HK$31,622
baseline
▲ 0.50% · 4.625%
HK$33,289
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,244/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$994/mo
Today · 4.125%
HK$33,435
baseline
▲ 0.50% · 4.625%
HK$35,469
+HK$2,034/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,870/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,001
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,940
−HK$952/mo
Today · 4.125%
HK$36,892
baseline
▲ 0.50% · 4.625%
HK$38,837
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,784/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,451
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,709
−HK$1,279/mo
Today · 4.125%
HK$42,988
baseline
▲ 0.50% · 4.625%
HK$45,603
+HK$2,615/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$85,976/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,001
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,208
−HK$1,225/mo
Today · 4.125%
HK$47,433
baseline
▲ 0.50% · 4.625%
HK$49,933
+HK$2,500/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,866/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,541 · Scale 2, in force from 26 Feb 2026)