LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,481
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,180
−HK$711/mo
Today · 4.125%
HK$23,891
baseline
▲ 0.50% · 4.625%
HK$25,345
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,782/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$355,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,010
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,681
−HK$680/mo
Today · 4.125%
HK$26,361
baseline
▲ 0.50% · 4.625%
HK$27,751
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,722/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$355,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,977
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,817
−HK$852/mo
Today · 4.125%
HK$28,669
baseline
▲ 0.50% · 4.625%
HK$30,414
+HK$1,745/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$57,338/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,012
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,817
−HK$817/mo
Today · 4.125%
HK$31,634
baseline
▲ 0.50% · 4.625%
HK$33,301
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$63,268/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,474
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,453
−HK$994/mo
Today · 4.125%
HK$33,447
baseline
▲ 0.50% · 4.625%
HK$35,483
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,894/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,014
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,953
−HK$953/mo
Today · 4.125%
HK$36,906
baseline
▲ 0.50% · 4.625%
HK$38,851
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,812/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,466
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,725
−HK$1,279/mo
Today · 4.125%
HK$43,004
baseline
▲ 0.50% · 4.625%
HK$45,620
+HK$2,616/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$86,008/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,018
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,226
−HK$1,224/mo
Today · 4.125%
HK$47,450
baseline
▲ 0.50% · 4.625%
HK$49,952
+HK$2,502/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,900/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,907 · Scale 2, in force from 26 Feb 2026)