LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,482
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,182
−HK$710/mo
Today · 4.125%
HK$23,892
baseline
▲ 0.50% · 4.625%
HK$25,346
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,784/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$355,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,682
−HK$681/mo
Today · 4.125%
HK$26,363
baseline
▲ 0.50% · 4.625%
HK$27,752
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,726/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$355,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,979
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$853/mo
Today · 4.125%
HK$28,671
baseline
▲ 0.50% · 4.625%
HK$30,415
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$57,342/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,014
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,819
−HK$816/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,303
+HK$1,668/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,475
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,454
−HK$995/mo
Today · 4.125%
HK$33,449
baseline
▲ 0.50% · 4.625%
HK$35,484
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,898/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,016
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,955
−HK$953/mo
Today · 4.125%
HK$36,908
baseline
▲ 0.50% · 4.625%
HK$38,853
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,816/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,468
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,727
−HK$1,279/mo
Today · 4.125%
HK$43,006
baseline
▲ 0.50% · 4.625%
HK$45,623
+HK$2,617/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$86,012/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,021
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,228
−HK$1,225/mo
Today · 4.125%
HK$47,453
baseline
▲ 0.50% · 4.625%
HK$49,954
+HK$2,501/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,906/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,961 · Scale 2, in force from 26 Feb 2026)