LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,487
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,187
−HK$710/mo
Today · 4.125%
HK$23,897
baseline
▲ 0.50% · 4.625%
HK$25,351
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,794/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,017
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,688
−HK$680/mo
Today · 4.125%
HK$26,368
baseline
▲ 0.50% · 4.625%
HK$27,758
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,736/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,985
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,824
−HK$853/mo
Today · 4.125%
HK$28,677
baseline
▲ 0.50% · 4.625%
HK$30,422
+HK$1,745/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$57,354/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,020
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,825
−HK$817/mo
Today · 4.125%
HK$31,642
baseline
▲ 0.50% · 4.625%
HK$33,310
+HK$1,668/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$63,284/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,482
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,461
−HK$995/mo
Today · 4.125%
HK$33,456
baseline
▲ 0.50% · 4.625%
HK$35,492
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,912/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$356,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,023
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,963
−HK$953/mo
Today · 4.125%
HK$36,916
baseline
▲ 0.50% · 4.625%
HK$38,862
+HK$1,946/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,832/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$356,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,477
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,736
−HK$1,279/mo
Today · 4.125%
HK$43,015
baseline
▲ 0.50% · 4.625%
HK$45,633
+HK$2,618/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$86,030/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,030
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,238
−HK$1,225/mo
Today · 4.125%
HK$47,463
baseline
▲ 0.50% · 4.625%
HK$49,965
+HK$2,502/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$94,926/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,168 · Scale 2, in force from 26 Feb 2026)