LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,491
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$711/mo
Today · 4.125%
HK$23,901
baseline
▲ 0.50% · 4.625%
HK$25,355
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,802/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,021
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$680/mo
Today · 4.125%
HK$26,372
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,391/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,744/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,989
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,828
−HK$853/mo
Today · 4.125%
HK$28,681
baseline
▲ 0.50% · 4.625%
HK$30,426
+HK$1,745/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,362/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,025
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,830
−HK$817/mo
Today · 4.125%
HK$31,647
baseline
▲ 0.50% · 4.625%
HK$33,315
+HK$1,668/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,294/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,487
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$996/mo
Today · 4.125%
HK$33,462
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,924/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,029
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,968
−HK$953/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,483
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,743
−HK$1,279/mo
Today · 4.125%
HK$43,022
baseline
▲ 0.50% · 4.625%
HK$45,640
+HK$2,618/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$86,044/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,037
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,245
−HK$1,225/mo
Today · 4.125%
HK$47,470
baseline
▲ 0.50% · 4.625%
HK$49,973
+HK$2,503/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$94,940/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,325 · Scale 2, in force from 26 Feb 2026)