LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,496
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,196
−HK$710/mo
Today · 4.125%
HK$23,906
baseline
▲ 0.50% · 4.625%
HK$25,361
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,812/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,026
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,698
−HK$680/mo
Today · 4.125%
HK$26,378
baseline
▲ 0.50% · 4.625%
HK$27,769
+HK$1,391/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,756/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,995
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,835
−HK$853/mo
Today · 4.125%
HK$28,688
baseline
▲ 0.50% · 4.625%
HK$30,433
+HK$1,745/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,376/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,032
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,837
−HK$817/mo
Today · 4.125%
HK$31,654
baseline
▲ 0.50% · 4.625%
HK$33,323
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,308/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,494
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,474
−HK$995/mo
Today · 4.125%
HK$33,469
baseline
▲ 0.50% · 4.625%
HK$35,506
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,938/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,037
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,977
−HK$953/mo
Today · 4.125%
HK$36,930
baseline
▲ 0.50% · 4.625%
HK$38,876
+HK$1,946/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,860/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,492
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,752
−HK$1,280/mo
Today · 4.125%
HK$43,032
baseline
▲ 0.50% · 4.625%
HK$45,650
+HK$2,618/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,064/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,047
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,256
−HK$1,225/mo
Today · 4.125%
HK$47,481
baseline
▲ 0.50% · 4.625%
HK$49,984
+HK$2,503/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$94,962/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,547 · Scale 2, in force from 26 Feb 2026)