LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,498
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,198
−HK$711/mo
Today · 4.125%
HK$23,909
baseline
▲ 0.50% · 4.625%
HK$25,364
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,818/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,029
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,701
−HK$681/mo
Today · 4.125%
HK$26,382
baseline
▲ 0.50% · 4.625%
HK$27,772
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,764/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,998
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,838
−HK$853/mo
Today · 4.125%
HK$28,691
baseline
▲ 0.50% · 4.625%
HK$30,437
+HK$1,746/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,382/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,035
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,841
−HK$817/mo
Today · 4.125%
HK$31,658
baseline
▲ 0.50% · 4.625%
HK$33,327
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,316/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,498
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,478
−HK$995/mo
Today · 4.125%
HK$33,473
baseline
▲ 0.50% · 4.625%
HK$35,510
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,946/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,041
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,981
−HK$953/mo
Today · 4.125%
HK$36,934
baseline
▲ 0.50% · 4.625%
HK$38,881
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,868/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,497
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,757
−HK$1,280/mo
Today · 4.125%
HK$43,037
baseline
▲ 0.50% · 4.625%
HK$45,655
+HK$2,618/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,074/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,053
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,261
−HK$1,226/mo
Today · 4.125%
HK$47,487
baseline
▲ 0.50% · 4.625%
HK$49,990
+HK$2,503/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$94,974/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,663 · Scale 2, in force from 26 Feb 2026)