LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,501
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,201
−HK$711/mo
Today · 4.125%
HK$23,912
baseline
▲ 0.50% · 4.625%
HK$25,367
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,824/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,032
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,703
−HK$682/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,775
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,001
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,841
−HK$853/mo
Today · 4.125%
HK$28,694
baseline
▲ 0.50% · 4.625%
HK$30,440
+HK$1,746/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,388/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,039
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,844
−HK$817/mo
Today · 4.125%
HK$31,661
baseline
▲ 0.50% · 4.625%
HK$33,330
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,322/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,501
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,481
−HK$996/mo
Today · 4.125%
HK$33,477
baseline
▲ 0.50% · 4.625%
HK$35,514
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,954/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,045
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,985
−HK$953/mo
Today · 4.125%
HK$36,938
baseline
▲ 0.50% · 4.625%
HK$38,885
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,876/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,502
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,762
−HK$1,280/mo
Today · 4.125%
HK$43,042
baseline
▲ 0.50% · 4.625%
HK$45,661
+HK$2,619/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,084/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,058
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,266
−HK$1,226/mo
Today · 4.125%
HK$47,492
baseline
▲ 0.50% · 4.625%
HK$49,996
+HK$2,504/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$94,984/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,776 · Scale 2, in force from 26 Feb 2026)