LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,505
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,205
−HK$711/mo
Today · 4.125%
HK$23,916
baseline
▲ 0.50% · 4.625%
HK$25,371
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,832/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,036
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,708
−HK$681/mo
Today · 4.125%
HK$26,389
baseline
▲ 0.50% · 4.625%
HK$27,780
+HK$1,391/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,778/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,005
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,845
−HK$854/mo
Today · 4.125%
HK$28,699
baseline
▲ 0.50% · 4.625%
HK$30,445
+HK$1,746/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,398/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,043
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,849
−HK$817/mo
Today · 4.125%
HK$31,666
baseline
▲ 0.50% · 4.625%
HK$33,336
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,332/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,506
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,486
−HK$996/mo
Today · 4.125%
HK$33,482
baseline
▲ 0.50% · 4.625%
HK$35,519
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,964/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,050
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,991
−HK$953/mo
Today · 4.125%
HK$36,944
baseline
▲ 0.50% · 4.625%
HK$38,892
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,888/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,508
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,768
−HK$1,280/mo
Today · 4.125%
HK$43,048
baseline
▲ 0.50% · 4.625%
HK$45,668
+HK$2,620/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,096/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,065
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,274
−HK$1,226/mo
Today · 4.125%
HK$47,500
baseline
▲ 0.50% · 4.625%
HK$50,003
+HK$2,503/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$95,000/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,930 · Scale 2, in force from 26 Feb 2026)