LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,506
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,206
−HK$712/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,373
+HK$1,455/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,038
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,710
−HK$681/mo
Today · 4.125%
HK$26,391
baseline
▲ 0.50% · 4.625%
HK$27,782
+HK$1,391/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,008
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,848
−HK$853/mo
Today · 4.125%
HK$28,701
baseline
▲ 0.50% · 4.625%
HK$30,448
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,402/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,046
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,852
−HK$817/mo
Today · 4.125%
HK$31,669
baseline
▲ 0.50% · 4.625%
HK$33,338
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,338/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,509
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,489
−HK$996/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,522
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,053
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,994
−HK$953/mo
Today · 4.125%
HK$36,947
baseline
▲ 0.50% · 4.625%
HK$38,895
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,894/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,512
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,772
−HK$1,280/mo
Today · 4.125%
HK$43,052
baseline
▲ 0.50% · 4.625%
HK$45,672
+HK$2,620/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,104/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,069
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,277
−HK$1,227/mo
Today · 4.125%
HK$47,504
baseline
▲ 0.50% · 4.625%
HK$50,008
+HK$2,504/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$95,008/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,013 · Scale 2, in force from 26 Feb 2026)