LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,507
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$711/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,374
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,039
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,710
−HK$681/mo
Today · 4.125%
HK$26,391
baseline
▲ 0.50% · 4.625%
HK$27,782
+HK$1,391/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,008
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,848
−HK$854/mo
Today · 4.125%
HK$28,702
baseline
▲ 0.50% · 4.625%
HK$30,448
+HK$1,746/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,404/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,046
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,852
−HK$818/mo
Today · 4.125%
HK$31,670
baseline
▲ 0.50% · 4.625%
HK$33,339
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,340/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,510
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,490
−HK$995/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$2,038/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,054
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,994
−HK$954/mo
Today · 4.125%
HK$36,948
baseline
▲ 0.50% · 4.625%
HK$38,895
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,896/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,512
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,772
−HK$1,281/mo
Today · 4.125%
HK$43,053
baseline
▲ 0.50% · 4.625%
HK$45,672
+HK$2,619/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,106/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,069
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,278
−HK$1,226/mo
Today · 4.125%
HK$47,504
baseline
▲ 0.50% · 4.625%
HK$50,008
+HK$2,504/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$95,008/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,031 · Scale 2, in force from 26 Feb 2026)