LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,513
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,213
−HK$711/mo
Today · 4.125%
HK$23,924
baseline
▲ 0.50% · 4.625%
HK$25,380
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,848/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,045
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,717
−HK$681/mo
Today · 4.125%
HK$26,398
baseline
▲ 0.50% · 4.625%
HK$27,790
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,796/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,015
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,855
−HK$854/mo
Today · 4.125%
HK$28,709
baseline
▲ 0.50% · 4.625%
HK$30,456
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,418/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,054
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,860
−HK$818/mo
Today · 4.125%
HK$31,678
baseline
▲ 0.50% · 4.625%
HK$33,347
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,356/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,518
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,498
−HK$996/mo
Today · 4.125%
HK$33,494
baseline
▲ 0.50% · 4.625%
HK$35,532
+HK$2,038/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,988/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,063
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,003
−HK$954/mo
Today · 4.125%
HK$36,957
baseline
▲ 0.50% · 4.625%
HK$38,905
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,914/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,523
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,783
−HK$1,281/mo
Today · 4.125%
HK$43,064
baseline
▲ 0.50% · 4.625%
HK$45,684
+HK$2,620/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$86,128/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,081
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,290
−HK$1,227/mo
Today · 4.125%
HK$47,517
baseline
▲ 0.50% · 4.625%
HK$50,021
+HK$2,504/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$95,034/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,282 · Scale 2, in force from 26 Feb 2026)