LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,516
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,216
−HK$712/mo
Today · 4.125%
HK$23,928
baseline
▲ 0.50% · 4.625%
HK$25,384
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,856/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,049
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,721
−HK$681/mo
Today · 4.125%
HK$26,402
baseline
▲ 0.50% · 4.625%
HK$27,794
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,804/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,019
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,860
−HK$854/mo
Today · 4.125%
HK$28,714
baseline
▲ 0.50% · 4.625%
HK$30,461
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,428/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,059
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,865
−HK$818/mo
Today · 4.125%
HK$31,683
baseline
▲ 0.50% · 4.625%
HK$33,353
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,366/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,523
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,503
−HK$996/mo
Today · 4.125%
HK$33,499
baseline
▲ 0.50% · 4.625%
HK$35,538
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,998/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,069
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,009
−HK$954/mo
Today · 4.125%
HK$36,963
baseline
▲ 0.50% · 4.625%
HK$38,912
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,926/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,529
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,790
−HK$1,281/mo
Today · 4.125%
HK$43,071
baseline
▲ 0.50% · 4.625%
HK$45,691
+HK$2,620/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$86,142/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,088
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,297
−HK$1,227/mo
Today · 4.125%
HK$47,524
baseline
▲ 0.50% · 4.625%
HK$50,029
+HK$2,505/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$95,048/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,438 · Scale 2, in force from 26 Feb 2026)