LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,517
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,218
−HK$711/mo
Today · 4.125%
HK$23,929
baseline
▲ 0.50% · 4.625%
HK$25,385
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,858/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,050
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,722
−HK$682/mo
Today · 4.125%
HK$26,404
baseline
▲ 0.50% · 4.625%
HK$27,795
+HK$1,391/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,808/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,021
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$854/mo
Today · 4.125%
HK$28,715
baseline
▲ 0.50% · 4.625%
HK$30,462
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,430/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,060
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$817/mo
Today · 4.125%
HK$31,684
baseline
▲ 0.50% · 4.625%
HK$33,355
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,368/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,524
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,505
−HK$996/mo
Today · 4.125%
HK$33,501
baseline
▲ 0.50% · 4.625%
HK$35,540
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,002/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,070
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,011
−HK$954/mo
Today · 4.125%
HK$36,965
baseline
▲ 0.50% · 4.625%
HK$38,914
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,930/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,531
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,792
−HK$1,281/mo
Today · 4.125%
HK$43,073
baseline
▲ 0.50% · 4.625%
HK$45,694
+HK$2,621/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$86,146/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,091
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,300
−HK$1,227/mo
Today · 4.125%
HK$47,527
baseline
▲ 0.50% · 4.625%
HK$50,032
+HK$2,505/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$95,054/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,491 · Scale 2, in force from 26 Feb 2026)