LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,521
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,221
−HK$712/mo
Today · 4.125%
HK$23,933
baseline
▲ 0.50% · 4.625%
HK$25,389
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,866/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,054
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,726
−HK$682/mo
Today · 4.125%
HK$26,408
baseline
▲ 0.50% · 4.625%
HK$27,800
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,816/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,025
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,866
−HK$854/mo
Today · 4.125%
HK$28,720
baseline
▲ 0.50% · 4.625%
HK$30,467
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,440/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,065
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,871
−HK$818/mo
Today · 4.125%
HK$31,689
baseline
▲ 0.50% · 4.625%
HK$33,360
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,378/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,529
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,510
−HK$996/mo
Today · 4.125%
HK$33,506
baseline
▲ 0.50% · 4.625%
HK$35,545
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,012/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,076
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,017
−HK$954/mo
Today · 4.125%
HK$36,971
baseline
▲ 0.50% · 4.625%
HK$38,920
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,942/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,538
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,798
−HK$1,282/mo
Today · 4.125%
HK$43,080
baseline
▲ 0.50% · 4.625%
HK$45,701
+HK$2,621/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,160/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,098
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,307
−HK$1,227/mo
Today · 4.125%
HK$47,534
baseline
▲ 0.50% · 4.625%
HK$50,040
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,068/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,646 · Scale 2, in force from 26 Feb 2026)