LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,521
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,222
−HK$712/mo
Today · 4.125%
HK$23,934
baseline
▲ 0.50% · 4.625%
HK$25,390
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,868/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,055
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,727
−HK$681/mo
Today · 4.125%
HK$26,408
baseline
▲ 0.50% · 4.625%
HK$27,800
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,816/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,026
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,866
−HK$854/mo
Today · 4.125%
HK$28,720
baseline
▲ 0.50% · 4.625%
HK$30,468
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,440/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,066
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,872
−HK$818/mo
Today · 4.125%
HK$31,690
baseline
▲ 0.50% · 4.625%
HK$33,361
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,380/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,530
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,511
−HK$996/mo
Today · 4.125%
HK$33,507
baseline
▲ 0.50% · 4.625%
HK$35,546
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,014/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,077
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,017
−HK$955/mo
Today · 4.125%
HK$36,972
baseline
▲ 0.50% · 4.625%
HK$38,921
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,944/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,538
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,799
−HK$1,282/mo
Today · 4.125%
HK$43,081
baseline
▲ 0.50% · 4.625%
HK$45,702
+HK$2,621/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,162/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,099
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,308
−HK$1,227/mo
Today · 4.125%
HK$47,535
baseline
▲ 0.50% · 4.625%
HK$50,041
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,070/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,668 · Scale 2, in force from 26 Feb 2026)