LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,538
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,239
−HK$712/mo
Today · 4.125%
HK$23,951
baseline
▲ 0.50% · 4.625%
HK$25,409
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,902/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,073
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,746
−HK$682/mo
Today · 4.125%
HK$26,428
baseline
▲ 0.50% · 4.625%
HK$27,821
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,856/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,046
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,887
−HK$855/mo
Today · 4.125%
HK$28,742
baseline
▲ 0.50% · 4.625%
HK$30,491
+HK$1,749/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,484/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,088
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,895
−HK$819/mo
Today · 4.125%
HK$31,714
baseline
▲ 0.50% · 4.625%
HK$33,385
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,428/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,553
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,535
−HK$997/mo
Today · 4.125%
HK$33,532
baseline
▲ 0.50% · 4.625%
HK$35,572
+HK$2,040/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,064/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,103
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,044
−HK$955/mo
Today · 4.125%
HK$36,999
baseline
▲ 0.50% · 4.625%
HK$38,950
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$73,998/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,569
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,831
−HK$1,282/mo
Today · 4.125%
HK$43,113
baseline
▲ 0.50% · 4.625%
HK$45,736
+HK$2,623/mo
Deposit HK$988K · loan HK$8.90M · min. income ≈ HK$86,226/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,132
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,343
−HK$1,228/mo
Today · 4.125%
HK$47,571
baseline
▲ 0.50% · 4.625%
HK$50,078
+HK$2,507/mo
Deposit HK$988K · loan HK$8.90M · min. income ≈ HK$95,142/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,404 · Scale 2, in force from 26 Feb 2026)