LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,539
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,240
−HK$713/mo
Today · 4.125%
HK$23,953
baseline
▲ 0.50% · 4.625%
HK$25,410
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,906/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,075
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,747
−HK$682/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$27,823
+HK$1,394/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,047
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,888
−HK$855/mo
Today · 4.125%
HK$28,743
baseline
▲ 0.50% · 4.625%
HK$30,492
+HK$1,749/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,486/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,090
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,897
−HK$818/mo
Today · 4.125%
HK$31,715
baseline
▲ 0.50% · 4.625%
HK$33,387
+HK$1,672/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,430/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,555
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,537
−HK$997/mo
Today · 4.125%
HK$33,534
baseline
▲ 0.50% · 4.625%
HK$35,574
+HK$2,040/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,068/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,105
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,046
−HK$955/mo
Today · 4.125%
HK$37,001
baseline
▲ 0.50% · 4.625%
HK$38,952
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,002/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,571
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,833
−HK$1,282/mo
Today · 4.125%
HK$43,115
baseline
▲ 0.50% · 4.625%
HK$45,738
+HK$2,623/mo
Deposit HK$988K · loan HK$8.90M · min. income ≈ HK$86,230/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,134
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,345
−HK$1,228/mo
Today · 4.125%
HK$47,573
baseline
▲ 0.50% · 4.625%
HK$50,081
+HK$2,508/mo
Deposit HK$988K · loan HK$8.90M · min. income ≈ HK$95,146/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,454 · Scale 2, in force from 26 Feb 2026)