LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,546
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,248
−HK$712/mo
Today · 4.125%
HK$23,960
baseline
▲ 0.50% · 4.625%
HK$25,418
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,920/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,082
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,755
−HK$683/mo
Today · 4.125%
HK$26,438
baseline
▲ 0.50% · 4.625%
HK$27,831
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,876/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,055
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,897
−HK$855/mo
Today · 4.125%
HK$28,752
baseline
▲ 0.50% · 4.625%
HK$30,502
+HK$1,750/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$57,504/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,099
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,906
−HK$819/mo
Today · 4.125%
HK$31,725
baseline
▲ 0.50% · 4.625%
HK$33,397
+HK$1,672/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$63,450/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,565
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,547
−HK$997/mo
Today · 4.125%
HK$33,544
baseline
▲ 0.50% · 4.625%
HK$35,585
+HK$2,041/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,088/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,115
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,057
−HK$956/mo
Today · 4.125%
HK$37,013
baseline
▲ 0.50% · 4.625%
HK$38,964
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,026/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,583
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,846
−HK$1,282/mo
Today · 4.125%
HK$43,128
baseline
▲ 0.50% · 4.625%
HK$45,752
+HK$2,624/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,256/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,148
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,359
−HK$1,229/mo
Today · 4.125%
HK$47,588
baseline
▲ 0.50% · 4.625%
HK$50,096
+HK$2,508/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,176/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,758 · Scale 2, in force from 26 Feb 2026)