LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,548
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,249
−HK$713/mo
Today · 4.125%
HK$23,962
baseline
▲ 0.50% · 4.625%
HK$25,420
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,924/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,084
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$682/mo
Today · 4.125%
HK$26,439
baseline
▲ 0.50% · 4.625%
HK$27,833
+HK$1,394/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,878/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,057
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,899
−HK$855/mo
Today · 4.125%
HK$28,754
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,750/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$57,508/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,101
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,908
−HK$819/mo
Today · 4.125%
HK$31,727
baseline
▲ 0.50% · 4.625%
HK$33,400
+HK$1,673/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$63,454/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,567
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,549
−HK$997/mo
Today · 4.125%
HK$33,546
baseline
▲ 0.50% · 4.625%
HK$35,588
+HK$2,042/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,092/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,118
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,060
−HK$955/mo
Today · 4.125%
HK$37,015
baseline
▲ 0.50% · 4.625%
HK$38,966
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,030/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,586
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,849
−HK$1,282/mo
Today · 4.125%
HK$43,131
baseline
▲ 0.50% · 4.625%
HK$45,756
+HK$2,625/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,262/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,152
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,363
−HK$1,228/mo
Today · 4.125%
HK$47,591
baseline
▲ 0.50% · 4.625%
HK$50,100
+HK$2,509/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,182/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,829 · Scale 2, in force from 26 Feb 2026)