LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,549
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,250
−HK$713/mo
Today · 4.125%
HK$23,963
baseline
▲ 0.50% · 4.625%
HK$25,421
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,926/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,085
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,758
−HK$683/mo
Today · 4.125%
HK$26,441
baseline
▲ 0.50% · 4.625%
HK$27,834
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,882/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,059
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,900
−HK$856/mo
Today · 4.125%
HK$28,756
baseline
▲ 0.50% · 4.625%
HK$30,505
+HK$1,749/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$57,512/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,103
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,910
−HK$819/mo
Today · 4.125%
HK$31,729
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,672/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$63,458/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,568
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,550
−HK$998/mo
Today · 4.125%
HK$33,548
baseline
▲ 0.50% · 4.625%
HK$35,589
+HK$2,041/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,096/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,120
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,062
−HK$955/mo
Today · 4.125%
HK$37,017
baseline
▲ 0.50% · 4.625%
HK$38,968
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,034/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,588
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,851
−HK$1,282/mo
Today · 4.125%
HK$43,133
baseline
▲ 0.50% · 4.625%
HK$45,758
+HK$2,625/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,266/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,154
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,365
−HK$1,228/mo
Today · 4.125%
HK$47,593
baseline
▲ 0.50% · 4.625%
HK$50,102
+HK$2,509/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,186/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,877 · Scale 2, in force from 26 Feb 2026)