LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,563
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,264
−HK$713/mo
Today · 4.125%
HK$23,977
baseline
▲ 0.50% · 4.625%
HK$25,436
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,954/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,101
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,774
−HK$683/mo
Today · 4.125%
HK$26,457
baseline
▲ 0.50% · 4.625%
HK$27,851
+HK$1,394/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,914/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,075
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,917
−HK$856/mo
Today · 4.125%
HK$28,773
baseline
▲ 0.50% · 4.625%
HK$30,524
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,546/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,121
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,929
−HK$819/mo
Today · 4.125%
HK$31,748
baseline
▲ 0.50% · 4.625%
HK$33,422
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,496/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,588
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,570
−HK$998/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,611
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,141
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,083
−HK$956/mo
Today · 4.125%
HK$37,039
baseline
▲ 0.50% · 4.625%
HK$38,992
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,078/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,613
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,876
−HK$1,283/mo
Today · 4.125%
HK$43,159
baseline
▲ 0.50% · 4.625%
HK$45,786
+HK$2,627/mo
Deposit HK$989K · loan HK$8.91M · min. income ≈ HK$86,318/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,181
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,393
−HK$1,229/mo
Today · 4.125%
HK$47,622
baseline
▲ 0.50% · 4.625%
HK$50,132
+HK$2,510/mo
Deposit HK$989K · loan HK$8.91M · min. income ≈ HK$95,244/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,477 · Scale 2, in force from 26 Feb 2026)