LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,580
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,282
−HK$713/mo
Today · 4.125%
HK$23,995
baseline
▲ 0.50% · 4.625%
HK$25,456
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,990/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,120
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,793
−HK$684/mo
Today · 4.125%
HK$26,477
baseline
▲ 0.50% · 4.625%
HK$27,872
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,954/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,095
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,938
−HK$857/mo
Today · 4.125%
HK$28,795
baseline
▲ 0.50% · 4.625%
HK$30,547
+HK$1,752/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,590/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,143
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,952
−HK$820/mo
Today · 4.125%
HK$31,772
baseline
▲ 0.50% · 4.625%
HK$33,447
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,544/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,611
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,595
−HK$999/mo
Today · 4.125%
HK$33,594
baseline
▲ 0.50% · 4.625%
HK$35,638
+HK$2,044/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,188/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,111
−HK$956/mo
Today · 4.125%
HK$37,067
baseline
▲ 0.50% · 4.625%
HK$39,021
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,134/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,643
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,907
−HK$1,285/mo
Today · 4.125%
HK$43,192
baseline
▲ 0.50% · 4.625%
HK$45,820
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,384/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,215
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,428
−HK$1,230/mo
Today · 4.125%
HK$47,658
baseline
▲ 0.50% · 4.625%
HK$50,170
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,316/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,220 · Scale 2, in force from 26 Feb 2026)