LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,589
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,291
−HK$714/mo
Today · 4.125%
HK$24,005
baseline
▲ 0.50% · 4.625%
HK$25,466
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,010/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,130
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,804
−HK$683/mo
Today · 4.125%
HK$26,487
baseline
▲ 0.50% · 4.625%
HK$27,883
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,974/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,106
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,949
−HK$857/mo
Today · 4.125%
HK$28,806
baseline
▲ 0.50% · 4.625%
HK$30,559
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,612/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,964
−HK$821/mo
Today · 4.125%
HK$31,785
baseline
▲ 0.50% · 4.625%
HK$33,460
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,570/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,608
−HK$999/mo
Today · 4.125%
HK$33,607
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,214/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,181
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,125
−HK$957/mo
Today · 4.125%
HK$37,082
baseline
▲ 0.50% · 4.625%
HK$39,037
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,164/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,659
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,924
−HK$1,285/mo
Today · 4.125%
HK$43,209
baseline
▲ 0.50% · 4.625%
HK$45,838
+HK$2,629/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,418/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,233
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,446
−HK$1,231/mo
Today · 4.125%
HK$47,677
baseline
▲ 0.50% · 4.625%
HK$50,190
+HK$2,513/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,354/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,617 · Scale 2, in force from 26 Feb 2026)