LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,590
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,293
−HK$713/mo
Today · 4.125%
HK$24,006
baseline
▲ 0.50% · 4.625%
HK$25,467
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,012/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,131
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,805
−HK$684/mo
Today · 4.125%
HK$26,489
baseline
▲ 0.50% · 4.625%
HK$27,885
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,978/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,108
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,951
−HK$857/mo
Today · 4.125%
HK$28,808
baseline
▲ 0.50% · 4.625%
HK$30,561
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,616/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,157
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,966
−HK$821/mo
Today · 4.125%
HK$31,787
baseline
▲ 0.50% · 4.625%
HK$33,462
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,574/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,626
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,610
−HK$999/mo
Today · 4.125%
HK$33,609
baseline
▲ 0.50% · 4.625%
HK$35,654
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,218/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,183
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,127
−HK$957/mo
Today · 4.125%
HK$37,084
baseline
▲ 0.50% · 4.625%
HK$39,039
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,168/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,662
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,927
−HK$1,285/mo
Today · 4.125%
HK$43,212
baseline
▲ 0.50% · 4.625%
HK$45,841
+HK$2,629/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,424/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,236
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,449
−HK$1,231/mo
Today · 4.125%
HK$47,680
baseline
▲ 0.50% · 4.625%
HK$50,193
+HK$2,513/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,360/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,673 · Scale 2, in force from 26 Feb 2026)