LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,596
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,299
−HK$714/mo
Today · 4.125%
HK$24,013
baseline
▲ 0.50% · 4.625%
HK$25,474
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,026/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$360,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,138
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,812
−HK$684/mo
Today · 4.125%
HK$26,496
baseline
▲ 0.50% · 4.625%
HK$27,893
+HK$1,397/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,992/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$360,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,115
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,959
−HK$857/mo
Today · 4.125%
HK$28,816
baseline
▲ 0.50% · 4.625%
HK$30,569
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$57,632/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,166
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,975
−HK$820/mo
Today · 4.125%
HK$31,795
baseline
▲ 0.50% · 4.625%
HK$33,471
+HK$1,676/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$63,590/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,635
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$999/mo
Today · 4.125%
HK$33,618
baseline
▲ 0.50% · 4.625%
HK$35,664
+HK$2,046/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,236/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,193
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$958/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,050
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,673
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,938
−HK$1,286/mo
Today · 4.125%
HK$43,224
baseline
▲ 0.50% · 4.625%
HK$45,854
+HK$2,630/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,448/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,248
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,462
−HK$1,231/mo
Today · 4.125%
HK$47,693
baseline
▲ 0.50% · 4.625%
HK$50,207
+HK$2,514/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,386/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,949 · Scale 2, in force from 26 Feb 2026)